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The Bank of America® Customized Cash Rewards credit card offers some of the highest cash back on gas, groceries, and wholesale club shopping.
Cash Back: Earn 3% cash rewards in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings and 2% cash rewards at grocery stores and wholesale clubs, up to the first $2,500 in combined grocery store and wholesale club/choice purchases each quarter. Earn 1% cash rewards for all other purchases, and for grocery, wholesale club, and gas purchases made after the first $2,500 per quarter. You can earn an unlimited amount of cash back at the 1% level, and your cash rewards do not expire.
Bonus: Get $200 online cash rewards bonus after making at least $1,000 in purchases within the first 90 days.
Other Benefits
Free Museum Admission: Every first full weekend of the month, your Bank of America credit or debit card gets you free admission to 200+ museums across the country.
Bonus worth $200. A bonus worth $200 is generous, considering this is a credit card with no annual fee and the spending requirement for the bonus is reasonable.
Introductory APR. If you plan on making a large purchase or need to transfer a balance from a credit card with a higher APR, you can save money in interest if you pay down the balance within the introductory period.
Flexible rewards. You choose the category you want to get 3% cash back for, and it stays on that category until you change it. Unlike other high cash back cards, there is no monthly activation required, and the categories don’t rotate. You can change the category once per calendar month.
This is our favorite card for everyday purchases, grocery store, and wholesale club purchases, and is a no brainer for families.